Shining Light
The purpose of this newsletter is to share our goals and vision for HHCS
with our volunteers and supporters. Each of you has made a difference
in the lives of the guests at HHCS. Thank you for your support!
Archive of Shining Light Newsletters:
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1st Qtr 2009
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PAST NEWS ARTICLES
WE DID IT!
$165,000 Matching Grant Awarded to Harbor House Crisis Shelters
The DeAtley Family Foundation has granted Harbor House Crisis Shelters, a ministry of
Faith United Methodist Church, a matching grant of $165,000. The funds have been used
to purchase an apartment building for transitional living. The center is for homeless
women and families to move from homelessness to permanent housing.
A Ribbon Cutting Event and Celebration is planned for August 15, 2008 at 10 am
located at 1603 North 21st Street, Superior, Wisconsin. A reception will follow
at Faith United Methodist Church, 1531 Hughitt Avenue, Superior.
All donors and community members are invited to attend.
HHCS has received some significant financial donations throughout the campaign from:
The General Board of Global Ministries of the United Methodist Church; United Way of
Superior-Douglas County; St. Mary's Duluth Clinic Foundation; Sam's Club; and Anderson
Lubricants, Inc.; WHEDA; The Wisconsin United Methodist Foundation; Precious Blood
Fathers; The Superior Rotary Club; and many community members.
Rev. Barb Certa-Werner, Executive Director, said, "All the planning, working and
striving for a goal has come together for a triumphant for our community. We have
gained the ability to provide more services to those in greatest need, homeless
families. What a great beginning for this project!"
If you would like more information or have questions, please contact
Rev. Barbara Certa-Werner, Executive Director at revbarb@harborhousecs.org
or 715-394-9608.
Again, thanks and God bless!!
Thanks to the Nurse's Club at WITC in late 2007
The Nurse's Club at Wisconsin Indianhead Technical College recently held a drive for HHCS.
In the photo are:
Back row L-R: Margaret Torgerson (student); Rev. Barb Certa-Werner; Julie Kantarik
(nursing faculty)
Front row L-R: Tina Pourciau; Alissa Frias; Linda Davis-Barlau

End of Year Report-2006
Be Heard
Write to Representative Dave Obey expressing your concern for the Citizenship Verification Requirement
as it pertains to homeless families and low-income individuals. Here is a sample letter highlighting
the problems and possible solutions
(Letter (PDF);
Letter (Word)).
Refund Anticipation Loans (RALs): A High Price to Pay to Borrow Your Own Money
The enticing TV and radio ads have begun, encouraging taxpayers to apply for
a speedy Refund Anticipation Loan (RAL). But before people go running to the nearest
tax preparation company, consumers should be completely aware of the high costs
associated with a RAL and know that there are other speedy options out there that
are completely free. In 2003, approximately 114,000 Wisconsin taxpayers paid
about $28.5 million in RAL and associated fees . An average tax refund of $2,000
can carry RAL-associated fees of $250 or more. That is equivalent to paying an
annual interest rate of 521% for a ten-day loan! Plus, if a refund is delayed or
denied for any reason, the consumer is responsible for paying back the loan as
well as all fees, which typically increase dramatically after ten days.
Taxpayers can visit any free tax preparation site, commonly referred to as
VITA, where they can have their taxes electronically prepared for free. By
e-filing a return, the refund can be directly deposited into the taxpayer's
checking/savings account within a matter of days, all free of charge. But if
a person does not have a checking/savings account, several dozen VITA sites
have partnered with local financial institutions to offer taxpayers the opportunity
to open a personal checking/savings account while visiting the VITA site. Opening
an account would allow a taxpayer to receive a refund via direct deposit within a
few days. In addition, the new account holders would also be able to build their
credit histories and more easily save money by not having to pay for check-cashing
services.
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